Last updated: January 1, 2026
These Terms and Conditions ("Terms") govern your access to and use of the websites, products, and services of Accept Pays ("Accept Pays," "we," "us," or "our"), headquartered at 3101 N Central Ave, Phoenix, AZ 85012-2645, United States. By accessing https://acceptpays.com or using our Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.
You must be at least 18 years old and a U.S. resident to use the Services. Accounts are issued only after you submit a request and our team completes its review. We may approve or decline any account request at our discretion. You agree to provide accurate information and to keep your credentials and one-time passcodes confidential. You are responsible for all activity under your account.
Accept Pays provides peer-to-peer (P2P) transfers, business payment tools, individual payment accounts, and related billing and marketing text messaging services. We may modify, suspend, or discontinue any part of the Services at any time with reasonable notice where practicable.
You agree not to use the Services to: (a) violate any law or regulation; (b) engage in fraud, money laundering, or financing of unlawful activity; (c) send unsolicited or unlawful messages; (d) interfere with or attempt to breach the security of the Services; (e) impersonate any person or entity; or (f) infringe intellectual property rights. We may suspend or terminate accounts that violate these Terms.
Fees, if any, are disclosed during onboarding and on our pricing page. You authorize us to process transactions you initiate. Transactions may be delayed, reversed, or refused for security, compliance, or insufficient-funds reasons. You are responsible for ensuring recipient details are correct.
By opting in on our website forms, you expressly consent to receive recurring text messages from Accept Pays at the mobile number you provide. Consent is not a condition of purchase.
All content, logos, and software on the Services are the property of Accept Pays or its licensors and are protected by U.S. intellectual property laws. You may not copy, modify, or distribute them without written permission.
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE AT ALL TIMES.
TO THE FULLEST EXTENT PERMITTED BY LAW, ACCEPT PAYS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICES. OUR TOTAL LIABILITY FOR ANY CLAIM SHALL NOT EXCEED THE FEES YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
You agree to indemnify and hold harmless Accept Pays and its officers, employees, and agents from any claims, damages, and expenses arising from your use of the Services or violation of these Terms.
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in Harris County, Texas, and you consent to their jurisdiction, except that either party may bring an individual claim in small claims court.
We may update these Terms at any time. Continued use of the Services after changes are posted constitutes acceptance. The "Last updated" date reflects the latest revision.
Accept Pays
Headquarters: 3101 N Central Ave, Phoenix, AZ 85012-2645, United States
Secondary Office: 1545 Munger Street, Houston, Texas 77023
Email: support@acceptpays.com
